Finance and money seems to be all people are talking about at the moment. Either that prices are too high, shares have gone down, pensions are not enough or they have not had a pay rise. It is almost getting a bit boring and I am wondering whether people will ever start thinking about other things! I am finding the economic downturn to be fantastic for me as my mortgage interest is tiny so I can afford to pay back much more of the capital which is great news as I am hoping to pay it back early before the interest rates go back up and I cannot afford it any more.

What do you need to Travel around the world or go on a long vaction?

The simple answer is you need time and money to do this, the problem most o fus find is that we have no time as were spending our time to make money so that we can go on those holidays. However when we realise that we work to live and not live to work sometimes it can put a new perspective on things.

If the reason we can’t take a long holiday say for a month is due to the fact that we need to work to make money, then what are we going to do with the money that we do earn? most people’s answer to live and have a better quality of live but if your limiting your relaxation time due to wanting to work then it sounds like your going to be working for a never ending cycle!

Relax and live each day as it comes!

I sometimes wonder why people mess around on the stock market. I think it is people who do not really know what they are doing, that cause the most problems. They seem to panic when the prices drop and then sell at a loss which is so silly. I know very little about stocks and shares and so I buy a spread of them and then I know that I am spreading the risk and if prices fall I just hold onto them until they go back up – they will always go up in the end and it is always worth the wait.