Finance and money seems to be all people are talking about at the moment. Either that prices are too high, shares have gone down, pensions are not enough or they have not had a pay rise. It is almost getting a bit boring and I am wondering whether people will ever start thinking about other things! I am finding the economic downturn to be fantastic for me as my mortgage interest is tiny so I can afford to pay back much more of the capital which is great news as I am hoping to pay it back early before the interest rates go back up and I cannot afford it any more.

I love to travel but have found that having a family has really restricted me. I know that some people find that taking their baby with them is no hassle at all, but it was not the same for me. Firstly, I had twins which made it rather more to cope with. Also they didn’t sleep well and so I was always tired and the prospect of travelling, doing more walking and sleeping in a strange place did not fill me with joy! Lastly there was the cost of it all. I am looking forward to the time when they are old enough to stay with their grand parents for a week while I have a well deserved holiday somewhere!

What do you need to Travel around the world or go on a long vaction?

The simple answer is you need time and money to do this, the problem most o fus find is that we have no time as were spending our time to make money so that we can go on those holidays. However when we realise that we work to live and not live to work sometimes it can put a new perspective on things.

If the reason we can’t take a long holiday say for a month is due to the fact that we need to work to make money, then what are we going to do with the money that we do earn? most people’s answer to live and have a better quality of live but if your limiting your relaxation time due to wanting to work then it sounds like your going to be working for a never ending cycle!

Relax and live each day as it comes!

I think that banks should be a lot stricter with their credit cards. People seem to be able to get into debt so easily. I think if they brought back the charge for cards, then this may put people off having so many. Then they should make sure that people realise how much they will end up having to pay back if they do not pay the balance in full each month. If they make sure that every one understands this then it may stop them getting into so much trouble. I guess the banks would make less money out of the interest but with interest rates so low at the moment they are not making much anyway.

I guess that my favourite travel experience was going to Perth in Australia. I have family out there and got to meet cousins which I had never seen before as well as their children and families. To me that was better than actually seeing the country, which was very interesting as well. We were in Perth which was pretty and fun and we visited the gold mining area, explored the bush, old fashioned towns, the city centre and parks as well as other towns in the area and had lots of fun even though it was winter time and raining a lot!