My brother in law was hoping to extend his house but it seems like he has been turned down for the loan. I think that he wanted to increase his mortgage to pay for it, but the bank are not so happy to lend him more money. He easily extended it when he converted his loft and his income is higher than it was then but I think that with the lending problems that banks are having, they are being tighter with their money. I am not sure where he is going to find the money from now, but I am sure he will find a way some how.

I sometimes wonder why people mess around on the stock market. I think it is people who do not really know what they are doing, that cause the most problems. They seem to panic when the prices drop and then sell at a loss which is so silly. I know very little about stocks and shares and so I buy a spread of them and then I know that I am spreading the risk and if prices fall I just hold onto them until they go back up – they will always go up in the end and it is always worth the wait.